Legal

Prohibited and Restricted Businesses

To comply with applicable laws, card network regulations, and risk management policies, certain types of businesses and activities are not permitted to use our payment services or may require additional review.

Last update: April 24, 2026

Already know the difference?

Prohibited Businesses

The following businesses and activities are strictly prohibited from using our payment services.

⚖️

Illegal ActivitiesP

  • Sale or distribution of illegal goods or services
  • Businesses promoting or facilitating illegal activities
  • Fraudulent, deceptive, or misleading practices
  • Counterfeit or stolen goods
🚫

Adult Content and ServicesP

  • Pornographic content or services
  • Escort services or prostitution
  • Sexually explicit content or materials
  • Adult entertainment services
💊

Drugs and Controlled SubstancesP

  • Sale of illegal drugs
  • Drug paraphernalia
  • Unauthorized sale of pharmaceuticals or medical products
  • Controlled substances without proper authorization
⚠️

Weapons and Hazardous MaterialsP

  • Firearms or weapons where prohibited by law
  • Explosives or fireworks
  • Hazardous chemicals or radioactive materials
📉

Financial and Investment SchemesP

  • Pyramid or Ponzi schemes
  • Binary options trading platforms
  • Credit repair services
  • Unlicensed financial services
🔄

Other Prohibited ActivitiesP

  • Sale of counterfeit goods
  • Hacking tools or circumvention software
  • Decryption or descrambling devices
  • Businesses that violate intellectual property rights

Restricted Businesses

The following categories may be supported only after additional review, verification, and approval.

🏦

Financial ServicesR

  • Cryptocurrency businesses or exchanges
  • Foreign exchange services
  • Money transfer services
📦

Regulated ProductsR

  • Alcohol sales
  • Tobacco or nicotine products
  • Prescription medicines and medical devices
🎲

High-Risk CommerceR

  • Gambling, betting, or gaming platforms
  • Ticket resellers or ticket agencies
  • Travel agencies or vacation services
🏥

Professional ServicesR

  • Debt collection agencies
  • Real estate services
  • Medical clinics or healthcare providers
📋

Other Restricted ActivitiesR

  • Political or charitable fundraising
  • Online marketplaces selling third-party goods
  • Donation or tipping platforms
🛡️

Compliance and Enforcement

We reserve the right to decline, suspend, or terminate services for merchants that:

  • Operate in prohibited business categories
  • Violate applicable laws or regulatory requirements
  • Present elevated fraud or chargeback risks

This list may be updated periodically to reflect changes in regulatory requirements and payment network rules.

Have questions about whether your business qualifies?

Get in touch for questions