What is intelligent debit routing?

Intelligent debit routing evaluates eligible US debit payment networks in real time and selects a path that helps maximize authorization performance while optimizing transaction efficiency—without changing your customer checkout.

How does intelligent debit routing help my business?

It runs automatically in the background on eligible debit transactions so more payments can authorize successfully. You keep the same checkout experience while Turbify handles network evaluation behind the scenes.

Do I need to configure intelligent debit routing separately?

No extra setup is required for eligible merchants. Intelligent debit routing is built into Turbify Payments on supported debit volume—it works seamlessly as part of reliable payment processing.

One Platform for All Your Payments

Built for SMBs and ecommerce merchants—accept, manage, and protect every transaction in one dashboard.

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Get a price estimate

Your business, powered by our payments platform.

Easy & Fast Onboarding

Get set up and start accepting payments quickly. Simple sign-up process, no complex paperwork.

Unified Dashboard

View all transactions, balances, reports, and settlements in one place. Quick access to payment history and performance insights.

Secure Payments & Fraud Protection

Built-in fraud monitoring and risk scoring. Reduce chargebacks and protect your revenue.

Multiple Payment Methods

Accept cards (Visa, Mastercard, Amex, Discover) and other methods. Offer customers flexible ways to pay.

VisaMastercardAmexDiscover

Intelligent Debit Routing

Evaluates eligible US debit networks in real time to maximize authorization performance and optimize transaction efficiency—automatically, in the background.

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Fast Settlement Options

Timely payouts to your bank account. Clear settlements and balance summaries.

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Explore all features and see how our platform can power your business.

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Get paid remotely

Payment Links

Accept payments remotely by sharing secure payment links through email, SMS, or chat.

No website or checkout flow required.

Invoices
Phone Orders
Social Selling
Service Businesses

Learn More

Share anywhere · Get paid securely

Email
Invoice #1042 — pay securely
SMS
Your secure pay link
Chat
Tap to pay $248.00

DashboardLive

New payment link

$248.00

pay.turbify.com/a8k2-m…

Copy link

customer pays

Secure checkout

Amount due

$248.00

Pay now

Encrypted · PCI secure

✓

Payment received

$248.00 · Visa

DashboardLive

New payment link

$248.00

pay.turbify.com/a8k2-m…

Copy link

Secure checkout

Amount due

$248.00

Pay now

Encrypted · PCI secure

Invoice #1042 — pay securely

SMS

Your secure pay link

Chat

Tap to pay $248.00

✓

Payment received

$248.00 · Visa

Intelligent Debit Routing

Maximize authorization. Optimize efficiency.

Our intelligent debit routing technology evaluates eligible payment networks in real time to help maximize authorization performance while optimizing transaction efficiency.

Everything works seamlessly in the background so you can focus on growing your business.

Real-time network evaluation
Authorization meter
Runs in the background

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Intelligent Debit Routing · Runs automatically

Checkout unchanged

$84.00 · U.S. debit

Intelligent Debit Routing

Real-time network evaluation

Live

Incoming transaction

$84.00 · Debit

Evaluating eligible networks

NYCE91% match

✓PULSE96% match

STAR88% match

Route selected→ PULSE

Authorization meter68%

Transaction efficiencyOptimized

✓

Payment authorized

You focus on growth—we handle the rest

Scale & trust

Built for Reliable Payments

The numbers that affect your revenue and risk—next to how your payments connect across markets.

0% Authorization Rate

More approved checkouts mean fewer lost sales at the moment customers are ready to pay.

0+ Countries Supported

Accept payments from customers across the globe.

0.99% Uptime SLA

Reliable infrastructure built for uninterrupted payment processing.

$0T+ Processed Annually

Built to support large-scale transaction volumes.

PCI DSS Level 1 Certified

Industry-leading security standards to protect payment data.

Go global on one integrated stack.

Same checkout for international buyers. Reporting, refunds, and payouts stay in your workspace.

One Checkout

How customers pay you

Payment methods we support

Cards, wallets, and bank payments for online checkout—switch tabs for payment gateway, international, or what we are shipping next (POS and BNPL).

Debit & Credit Cards

+ Other international cards

Digital Wallets

Bank Payments

ACH Direct DebitBank account payments

Plans

Transparent pricing for businesses of every size.

Standard rates for most businesses; custom pricing when volume and complexity need a tailored fit.

Standard

2.9% + 30¢

per transaction

Powerful Payments Dashboard
Real time Transaction Insights
No Hidden Fees
Fraud Protection

Custom

Tailored to your volume

Flexible Pricing Models
Dedicated Account Manager
Volume Discounts
Priority Support

After you've seen the plans

What will your rate be?

Standard and Custom above are benchmarks. Plug in your volume and average order, and see an estimate the moment you submit.

See your rate

Free · No obligation · One short form